Comprehensive Study and Detailed Maps of Mitchell-Lama
and Limited Dividend Projects Show Impact If Buildings Opt Out
Of Subsidy Programs
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Report
New York City could lose more than 40,000 units of affordable
housing over the next decade if all of the Mitchell-Lama developments
slated to retire their subsidized mortgages in that period opt
to withdraw from the program, according to a report issued today
by Comptroller William C. Thompson, Jr.
The report, Affordable No More: New York City’s
Looming Crisis in Mitchell-Lama and Limited Dividend Housing,
examines the status of two of New York’s most successful
affordable housing initiatives, the Mitchell-Lama and Limited
Dividend programs. These initiatives created 292 housing developments
totaling more than 149,000 units of affordable housing in New
York City between 1928 and 1978. Under the terms of both programs,
in return for public subsidies, cooperative maintenance charges
and rental apartment rent increases were strictly controlled to
ensure their long-term affordability.
Many of these projects are starting to meet certain
conditions for withdrawing from the programs and charging stabilized
rents and/or market rate sales prices. Since inception, more than
24,000 units of housing are no longer regulated under the Limited
Dividend and Mitchell-Lama programs. Presently, eleven developments
representing more than 6,300 units have submitted notice to leave
the programs. A minimum of 59 Mitchell-Lama developments are scheduled
to retire their subsidized mortgages between 2005 and 2015, removing
one of the primary barriers to leaving the program.
Affordable No More provides the first comprehensive
overview of the status of the Mitchell-Lama and Limited Dividend
programs, including the location and key characteristics of every
development. The report affords community organizations and elected
officials an opportunity to examine the impact of the loss of
these forms of affordable housing on a neighborhood, borough or
citywide basis. The report also provides borough-by-borough maps
detailing the status of each Mitchell-Lama and Limited Dividend
project.
“Knowing the year, the location and the number
of developments and units that are scheduled to retire their subsidized
mortgages provides elected officials, policy makers and housing
advocates with valuable information concerning the pace at which
Mitchell-Lama developments may ‘naturally’ leave the
supervision of DHCR (Department of Housing and Community Renewal)
and HPD (Housing Preservation and Development),” the report
reads.
“It also provides insight into how many units
of affordable housing may be removed from the market each year
and the volume of new affordable housing production that will
be required over the next eleven years to replace the housing
that might be lost,” the report continued. “Further,
it provides important trend data about which sections of the City
may experience a decline in affordable housing and where new affordable
housing production efforts might be especially needed.”
The City’s housing plans fall short of the
needs that will be created by the loss of the Mitchell-Lama and
Limited Dividend projects, the report states. These initiatives
will support the development of only 15,000 new units and the
preservation of 10,375 existing units. Further, there is no firm
commitment by the Administration that a significant portion of
the housing generated under these initiatives with the support
of public subsidies will be affordable to the average New York
City family.
“We are poised to lose tens of thousands of
affordable units over the next decade -- through these two programs
alone -- with no credible plan to replace them,” Thompson
said. “This report underscores the urgency of finding creative
ways to put more affordable housing into the pipeline now.”
The report also faults the City’s Department
of Housing Preservation and Development for its policies of not
tracking the mortgage status of the Mitchell-Lama projects it
supervises and for acting on buy-out requests on a project by
project basis.
Thompson made the following recommendations: